Legals terms

Conditions of use

This site is presented by Patrim One, a simplified stock company registered at RCS of Paris under n°483 966 958, of share capital of 700 000,00 euros, with its principal place of business domiciled at 4 rue Lamennais, 75008 Paris, n°ORIAS 07 004 900.
The Editorial Director is the Head Office. The Head Editorial is the Head Office.
The Host is OVH, 140 Quai du Sartel 59100 Roubaix. Patrim One is placed under the control of Autorité de Contrôle des Assurances et des Mutuelles (supervisory authority) ACAM – 61 rue Taitbout – 75436 Paris Cedex 09).
We urge you to read our General Conditions (Conditions). When accessing this site, you agree to all terms and conditions, in particular, Patrim One’s private life protection policies. If at any time you choose not to accept to agree to those conditions, you should not use this site, nor consult its pages.

Conditions of use

1. Patrim One does its best in order to make sure that information presented on the site is error free and exact at the moment of presentation online. However, Patrim One does not warrant either the exact or exhaustive nature of information presented on this site, and shall not be held liable for any possible errors or omissions.

2. With the exception of otherwise stated on the present site, Patrim One disclaims any liability whatsoever based on the content or use of the site or otherwise for any messages you can send or receive.

3. All copyrights, trademarks, trade names and all other intellectual property rights, current or related to present site are exclusive copyrighted work of Patrim One. You do not get any right to the present site except for the limited right to use the above-mentioned site, in accordance with present conditions of use.
You accept to protect and defend Patrim One’s proprietary rights and to immediately notify in writing Patrim One (at the address indicated below) if you are aware of non-authorized access or use of the site, with violation of any of those proprietary rights.

4. You are granted to print or to download contents and information of the site only for your personal non-commercial use or for a non-commercial use by your services. It is prohibited to make sale offers, or to sale or diffuse on whatever support any part of the present site or of its content. It is prohibited to make available any part of this site on any other site, be it by means of hyperlink or any different way, unless written authorization by Patrim One. To obtain this authorization, you should submit your request by electronic or postal mail to Patrim One (see address below) stating the following information : (a) your name or name of the technical contact person in charge of links, (b) your company name, (c) your mail address and your phone number or the mail address and phone number of the technical contact person in charge of links (d) site or sites where the links to home page will appear. You are not authorized to use the Patrim One’s name or to use abusively the trademark Patrim One in whatever way, such utilization or abusive use shall be defined by Patrim One in its sole discretion.

5. Patrim One prohibits the use of this site for any illegal purpose and, in particular, prohibits to send, use, copy, publish online, or cause to be published online, any document, if this document is intended to embarrass, defame or to be offensive, indecent or obscene or in violation of private life of any individual.
Patrim One prohibits any transmission of promotional or commercial unsolicited advertising, spam or any similar advertising or chain transmission, that could affect the functioning of the present site or the use of this site by its visitors.

6. Patrim One reserves the right, in its sole discretion and without prior notice, to modify, change, improve, suspend or stop definitely all or any part of this site or to limit or prohibit its access.

7. Your personal information communicated to us, will be handled with care and confidentiality and will not be disclosed otherwise than in the way stipulated by our private life protection policies or in accordance with your instructions. In the normal context of our service offer to our customers, the information can be shared within Patrim One and can be used for the purpose of researches and statistics and for crime prevention. The information can be transferred to any country, including those outside European Economic Community for the purpose of any of those objectives and for the purpose of systems management. Personal information can be used to provide our customers with information on the products and services, that we consider to be of interest for them. When our customers provide us with personal information (names, addresses, or any information related to living persons) we will keep and use those data in order to provide general insurance service and other services to our customers, considering that customers being subjects of those data were informed and are aware of the objectives serviced by this data collection based of the fact that those data can be communicated within Patrim One.

8. You agree, by present conditions, to compensate Patrim One any cost, claim, loss or damage (including jurisdictional fees) involved or claimed to Patrim One because of your abusive use of the site or the violation of the present conditions.

9. Even if our site provides links for other parties, Patrim One has no control over any kind of those sites. Patrim One disclaims any liability for accuracy or any other aspects of their contents or any security issues related to the activity of the above mentioned sites. The use of those sites is at your risk.

10. In case of violation of present conditions, Patrim One has a right, in its sole discretion to suspend your access to the site and to refuse to grant you any access in the future.

11. The present site is made available to you at no charge with no guaranty of any nature except otherwise stipulated. Patrim One also declines any liability concerning you (with the exclusion of physical injury or death) on whatever legal basis consecutive to the present site or in relation to it. Your only resort is to cease using the site. Patrim One’s liability will not be limited in case of death or physical injuries, directly caused by its negligence.

12. The present conditions of use can be modified by Patrim One at any moment. Your use of the site after modification, implicates your acceptance of those conditions.

13. The present conditions and the content of the site are governed in accordance with French law and its Courts are fully and exclusively competent for any litigation settlement.

14. Any information question or requests, that can arise from the present site or in relation to Patrim One, have to be submitted at the following address :

Patrim One assurances
4, rue Lamennais
75008 PARIS